The right cover matters more than the cheapest one. We suggest travel insurance based on where you depart from, and if you're interested in Hong Kong insurance products, our customer service can refer you to a licensed Hong Kong insurance intermediary.
Questions about insurance? Contact us
Hours: 10:00–19:00 Hong Kong time, every day including public holidays. Most enquiries are answered within 24 hours, and your first enquiry is free.
No single policy suits everyone. The biggest factor is where your trip starts.
Departing from Hong Kong
Departing Australia or elsewhere · long trips
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Relying on credit card insurance? Several Australian banks cut card travel insurance in 2026. Check first: Is your credit card travel insurance still enough?
Applying for a Schengen visa? You need at least €30,000 medical cover across the whole Schengen area, and consulates treat credit card insurance differently. See Applying for a Schengen visa in Melbourne.
If you're interested in any of the Hong Kong insurance products below, contact our customer service and we'll refer you to a licensed Hong Kong insurance intermediary. All products are issued by authorised Hong Kong insurers and governed by Hong Kong law.
Long-term protection
Life and critical illness cover, including major illness and death benefits.
Retirement
Hong Kong annuity plans and Mandatory Provident Fund choices and transfers.
Investment-linked
Investment-linked assurance schemes, some of which are eligible assets under the New Capital Investment Entrant Scheme.
Home & property
Home and property cover for people who own property in Hong Kong.
Hong Kong insurance products are not sold outside Hong Kong; you must be in Hong Kong in person to sign the policy. Ask your accountant whether any policy returns are taxable where you live.
The Hong Kong SAR Government launched New CIES on 1 March 2024. Eligible applicants who invest HK$30 million or more in permissible assets can apply to live in Hong Kong. Permissible assets include investment-linked assurance schemes (ILAS) on the SFC's list of eligible collective investment schemes under New CIES. Check the Hong Kong Immigration Department and the SFC for current eligibility and rules.
Questions about insurance? Contact us
Hours: 10:00–19:00 Hong Kong time, every day including public holidays. Most enquiries are answered within 24 hours, and your first enquiry is free.
This page is general information only and is not investment, financial, tax or immigration advice. Travel insurance cover is governed by each product's terms and PDS. Hong Kong insurance enquiries are referred to and handled by licensed Hong Kong insurance intermediaries, regulated under Hong Kong's Insurance Ordinance.
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